After 13 years, at least three crashes, dozens of scams and Ponzi schemes, and hundreds of billions of dollars made and evaporated, cryptocurrencies finally have the full attention of Congress, whose lawmakers and lobbyists have papered Capitol Hill with proposals on how to regulate the industry.
The latest bipartisan proposal came Wednesday from Sens. Debbie Stabenow, and John Boozman. It would hand the regulatory authority over Bitcoin and Ether to the Commodities Futures Trading Commission. Ms. Stabenow and Mr. Boozman lead the Senate Agriculture Committee, which has authority over CTFC.
Bills proposed by other members of Congress and consumer advocates have suggested giving the authority to the Securities and Exchange Commission.
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A cryptocurrency wallet is a piece of software that keeps track of the secret keys required to digitally sign cryptocurrency transactions on distributed ledgers. They are an essential part of the cryptocurrency ecosystem since they are the sole way to establish ownership of digital assets and to conduct transactions that transfer or change them in some way.
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